Kofy Rules

These Rules publish the current values and routes that the Terms of Service and Publisher Terms expressly place here. They do not describe how the Service works or limit any right reserved to kofy in those agreements.

kofy may add, change, suspend, withdraw, or replace a rule at any time. To the extent permitted by law, a change takes effect when published or on the later date stated and may apply to existing accounts, credits, balances, content, eligibility, unpaid amounts, and later activity. kofy will give only the notice required by applicable law.

1. Subscription cancellation

The current cancellation entry is Subscription settings, which opens the payment provider's customer portal. Cancellation stops the next renewal and does not refund the current paid period except where law requires otherwise.

2. Referral rewards

The current reward is 150 recharge credits for the invited user and 150 recharge credits for the inviter. The invited user receives the reward after the first qualifying paid purchase; the inviter's reward is scheduled seven calendar days later.

kofy decides eligibility and may delay, deny, revoke, deduct, or clear a reward for refunds, payment disputes, risk, abuse, related accounts, error, or other ineligible activity.

3. Credits

Subject to applicable law, kofy may set or change credit types, priorities, limits, expiration, and forfeiture, and may withhold, freeze, revoke, deduct, correct, or clear credits. Credits are spent once a run starts, including runs the model declines to answer. A specific term required for purchased credits will be disclosed when the credits are obtained or as otherwise required by law.

4. Usage Earnings and payouts

The current payout threshold is USD 50. Usage Earnings from month M may enter settlement no earlier than month M+2. kofy selects the processing date and does not promise a payment or bank-credit date.

Current route	Charge deducted from gross payout
Stripe Connect	USD 3 + 2%
Wise	USD 1.50

kofy selects the route and may hold, defer, recalculate, deduct, offset, cancel, or forfeit unpaid amounts as allowed by the Publisher Terms and applicable law. Third parties may impose separate fees, conversion, verification, availability, or destination requirements.

5. Account closure and forfeiture

Before in-product account closure, a user must remove public Skills and templates, clear any negative credit balance, allow active reviews to finish, and resolve unpaid Usage Earnings at or above the current payout threshold.

To the extent permitted by law, closure forfeits unused credits and unpaid Usage Earnings below the threshold. kofy may also forfeit an unpaid balance if no supported payout method is available for 12 months after the balance first reaches the threshold.

6. Author-initiated Skill withdrawal

If a publisher withdraws a public Skill, users who had already saved it or were already in a conversation with it may keep running it for a limited transition period. The current period is 72 hours. kofy may end that period sooner.

7. Version

This is Rule version 1.1, effective September 15, 2026.